Medicare and Long-Term Care: What’s Covered and What’s Not
Understanding Medicare’s limitations in covering long-term care is vital for every individual, especially those approaching retirement age. Here’s what you should know…
TKS Health Insurance Solutions
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and No-Cost Enrollment Assistance
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- To speak with a licensed agent, call 949-812-5605
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From Dollars to “Donuts”…
Frequently Asked Questions
How do I apply for Medicare?
How do I apply for a Medicare Advantage or Supplement Plan?
Can I apply for Medicare in person?
Can I get assistance applying for Medicare?
When should I apply for Medicare?
What if I missed my Initial Enrollment Period?
Are there penalties for enrolling late?
When do I get my Medicare card?
Testimonials
Here’s what clients say about Teresa…
Teresa is a consummate professional in every way. She made understanding the Medicare insurance nightmare so palatable. Her explanations were clear and concise. We thought we had to sit through presentations after presentations with every medical insurance company….NOPE, Teresa came to our home, NO CHARGE, NO FEE, totally gratis. …
Sandy C.
Teresa is a consummate professional in every way. She made understanding the Medicare insurance nightmare so palatable. Her explanations were clear and concise. We thought we had to sit through presentations after presentations with every medical insurance company….NOPE, Teresa came to our home, NO CHARGE, NO FEE, totally gratis. Each year she reviews our ever changing medical needs and prescription needs then helps us determine the best insurance to fit our individual needs. Be sure to call her, you will be so happy you did. She is there to assist you year round, anytime you are unsure or confused she will be there to help you.
Sandy C.
When the grandparents needed health insurance Teresa went above and beyond for absolutely no cost whatsoever! The way she helped guide them towards the best insurance plan for their needs made the experience very smooth and comforting for them!
I highly recommend her for senior health insurance!
Chris B.
Teresa has been our health insurance go-to person for several years and we can’t speak highly enough of her. She pays attention to your needs, knows what she is talking about, and has kept us up-to-date on whatever is important for us to know. The five stars are well-deserved.
Susi O.
I needed to sign up for Medicare. I originally contacted a broker recommended to me by a friend. That agent didn’t respond in a timely manner and when they did they said they would contact me at a later date to meet but never followed up.
…
Paul H.
I needed to sign up for Medicare. I originally contacted a broker recommended to me by a friend. That agent didn’t respond in a timely manner and when they did they said they would contact me at a later date to meet but never followed up.
I found Teresa on Yelp and she had great reviews. Once I reached out to her, she made contact with me right away. She said that we should meet sometime in May and kept in contact with me. We made an appointment for today, still 2 months from when I will be eligible for Medicare.
Teresa was early to the appointment. She explained how Medicare worked and answered all of my questions, and some from my wife as well. She guided me to the right Medicare product and signed me up. It was all very–for me–easy and stress free. I should be receiving my insurance card in about two weeks.
Teresa is knowledgeable, efficient, organized, and with boundless energy. I highly recommend her and she will continue to be my agent for all of my Medicare and health care needs.
Paul H.
Teresa is always there when you need help or advice. She has been my agent of choice for many years and I highly recommend her agency to all my associates.
Wendy R.
Teresa has a wealth of insurance knowledge and set us up with the right plan right away. As times change she has the right advice and always keeps Us on top of any changes that happen. I highly recommend her.
Kerry W.
I cannot recommend Teresa enough. We needed help enrolling in Medicare and she went above and beyond to guide us through the process. She is very knowledgeable, and was able to clearly outline the different options and insurance plans. She was also very patient and kind while we asked lots of questions throughout the process. To whoever…
Ami Y.
I cannot recommend Teresa enough. We needed help enrolling in Medicare and she went above and beyond to guide us through the process. She is very knowledgeable, and was able to clearly outline the different options and insurance plans. She was also very patient and kind while we asked lots of questions throughout the process. To whoever reads this, Teresa is THE person to trust in guiding you though the Medicare enrollment process!
Ami Y.
If anyone is in need of an excellent health care advisor/ representative; I would strongly suggest you consider Teresa.
…
Peter M.
If anyone is in need of an excellent health care advisor/ representative; I would strongly suggest you consider Teresa.
Her knowledge of the issues and programs is very comprehensive and Teresa can pair it down into easy to understand English.
Whenever I’ve had a question and needed to contact her she has been readily available to help. She does what she says and never leaves you hanging. She’s a go-getter so if this is the type of representative you need then give Teresa a call.
Peter M.
Articles and Information
Medicare Part B: Preventive Screenings and Services
Medicare beneficiaries have access to a wide range of preventive screenings and services designed to detect potential health issues early, when they are most treatable.
COPD and Lung Health: Breathing Easier in Your Golden Years
Chronic obstructive pulmonary disease (COPD) is one of the most common conditions affecting older adults, and its impact on daily life can be significant.
Exploring Extra Help: Financial Assistance with Medicare Costs
For many Medicare beneficiaries, out-of-pocket healthcare expenses can add up quickly. Fortunately, the Extra Help program—also known as the Low-Income Subsidy (LIS)—offers financial assistance to eligible individuals to help cover Medicare prescription drug costs.
Heart-Healthy Tips to Help Manage Your Cholesterol
As we age, maintaining heart health becomes increasingly important. One of the key factors in preventing heart disease is managing cholesterol levels.
Medicare and Pre-Existing Conditions: Choosing the Right Plan
Medicare ensures that individuals with pre-existing conditions have access to healthcare, but choosing the right plan depends on your specific medical needs and financial situation.
Dental Health After 65: Protecting Your Teeth and Gums for a Lifetime
Poor dental health is linked to serious medical conditions, including heart disease, diabetes, and respiratory infections. Here’s what you need to know about protecting your teeth and gums after 65.
Medicare and Your Doctor: Ensuring Your Physician is in Network
Medicare Advantage networks can change yearly. Being proactive about confirming your doctor’s Medicare status helps you avoid surprises and ensures continuity of care without unnecessary expenses.
How Bereavement and Loneliness Can Impact Health
Loneliness, especially in older adults, can contribute to various health complications. Understanding the risks and finding ways to cope can help protect overall well-being.
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